Group Funeral Expense

REQUIREMENTS

  • Fill out a proposal form
  • KRA pin
  • Members ID copy
  • Premium Payments

OUTLINE

Group funeral expense cover, also known as group burial insurance or group final expense insurance, is a type of insurance policy provided by employers or organizations to their members or employees. It is designed to help alleviate the financial burden on families when a member or employee passes away by covering funeral and burial expenses.

DETAILS AND BENEFITS

One of the significant advantages of group funeral expense coverage is that it often does not require medical underwriting or a health examination. This means that members or employees can usually get coverage without disclosing their health status or undergoing a medical evaluation. It makes the policy accessible to individuals with pre-existing health conditions or older who might find it challenging to obtain individual life insurance.

Policy Exclusions

1. Death caused by drunkenness
2. Suicide
3. Death due to cosmetic surgery
4. Natural death occurring within three months after subscription.

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